About Us

Your home. Your goals. Our commitment.

Behind every home loan is a personal goal—and a team committed to helping you reach it. At Valley Funding, we combine thoughtful mortgage guidance, personal attention, and clear, consistent communication from our first conversation through closing.

Meet your team

Nate Newsom

Nate Newsom

Mortgage Planner | Managing Partner

With more than 20 years of experience, Nate has helped thousands of families achieve homeownership. He takes the time to understand your goals, explain your options, and help you choose financing that fits your needs.

CA DRE #01365816 | NMLS #1822016
Cathy Pate

Cathy Pate

Loan Processor

With more than 20 years of experience, Cathy is an expert at coordinating loan documentation, managing processing details, and communicating with underwriters to keep your loan organized and moving smoothly toward a successful, on-time closing.

CA DRE #01837057 | NMLS #250564
Simone Evans

Simone Evans

Client Manager

Simone helps you get started by coordinating your initial information, guiding you through the application process, and gathering the required documents to keep the early stages moving smoothly.

Personal guidance. Experienced support.

Nate has been recognized as a top 1% producing loan officer nationwide and one of California's top 20 loan officers for home purchases. Our team brings that same commitment to every client, whether you're buying your first home, purchasing your next one, or refinancing.

You can count on clear explanations, regular updates, and a coordinated team that helps you feel informed and confident every step of the way.

Let's talk about your next move.

Connect with Our Team